• About
  • Offices
  • Careers
  • News
  • Students
  • Alumni
  • Payments
  • EN | FR
Background Image
Bennett Jones Logo
  • People
  • Expertise
  • Knowledge
  • Search
  • FR Menu
  • Search Mobile
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
View all
Practices
Corporate Litigation Regulatory Tax View all
Industries
Energy Infrastructure Mining Private Equity & Investment Funds View all
Advisory
Crisis & Risk Management Public Policy
View Client Work
International Experience
Insights News Events Subscribe
Arbitration Angle Artificial Intelligence Insights Business Law Talks Podcast Class Actions: Looking Forward Class Action Quick Takes
Economic Outlook New Energy Economy Series Quarterly Fintech Insights Quarterly M&A Insights Sustainability & the CIO
People
Offices
About
Practices
Industries
Advisory Services
Client Work
Insights
News
Events
Careers
Law Students
Alumni
Payments
Search
Subscribe

Stay informed on the latest business and legal insights and events.

LinkedIn LinkedIn Twitter Twitter Vimeo Vimeo
 

Payment Solutions

  • Download PDF
  • Key Contacts
  • Select Experience
  • Recent Recognition
  • Insights, News & Events
  • Related Services
  • Download PDF
  • Select Experience
  • Recent Recognition
  • Insights, News & Events
  • Related Services

Bennett Jones acts as a trusted advisor and knowledge resource for clients in the payments industry. We represent issuers, acquirers, payment processors (on-shore and off-shore), e-payment security consultants, retailers, card and chip manufacturers and distributors, financial institutions, payment solution enterprises, brand owners and licensees, mobile communications companies, payment network operators and members, technology and software application developers and licensors, integrators, hardware and device manufacturers, and all other stakeholders across the payment sector.

We represent clients in the most innovative developments in all areas of payment and card programs, such as credit, debit, stored value or other credential issued payment mechanisms, including online payment products, mobile wallets, person-to-person payments, and related RFID and NFC solutions.

Payment Solutions Services

Some of our services we provide to meet the commercial and legal needs of our innovative payment solutions clients:

  • payment solutions and related technologies, such as credit cards, prepaid cards, stored value cards, electronic and mobile payment offerings, including strip, chip, RFID and NFC technologies
  • advising on credit, debit and private label networks membership, rules and services
  • joint ventures, product collaborations, intermediary services, strategic alliances, and multi-party transactions to develop, launch and market payment solutions
  • e-commerce and retail online payment and gateway solutions and related trusted third party payment solutions
  • secured transactions, including authentication, encryption and certificate solutions, anti-fraud measures, and Cyber Security corporate governance
  • wireless handheld device, mobile and related communications and IT solutions, including all intermediary contributions to payment solutions
  • corporate governance and legal compliance, including record retention, audit requirements, evidentiary standards, anti-money laundering (AML) and consumer protection law compliance
  • intellectual property and trade secret protection, including payment solution licenses and commercialization (marketing, co-branding, white labelling)
  • security, authentication, fraud risk management & Cyber Security
  • collection, use and ownership of cardholder data
  • privacy, confidentiality and data protection, including use of customer data
  • card design, development, production, marketing, promotion and solicitation
  • card reader and data capture purchase, integration, maintenance and support
  • records retention and audit requirements
  • assisting in the resolution of disputes, including conciliation, mediation, arbitration, termination and other remedies
  • affinity, loyalty and customer retention programs
  • purchase and sale of account assets and card portfolios
  • financial sector regulatory compliance, including protection of personal information, record maintenance and audit compliance, and applicable OSFI outsourcing guidelines

Areas of Payment Practice

  • mobile payment, e-wallet solutions
  • payment solution alliances and collaborations
  • payment technologies
  • ATM, POS, Kiosk, wireless devices, card reader solutions (including RFID and NFC)
  • card solutions: debit, credit, stored value and private label
  • intellectual property and trade secret protection
  • privacy & data protection
  • regulatory compliance
  • security, authentication and fraud risk management
  • e-tail and e-commerce applications
  • payment gateways and network infrastructures
  • all related contract formulation and negotiation

Payment Solutions Industry Affiliations

  • Associate Member, Advanced Card Technology Association of Canada
  • Affiliate Member, NACHA, The Electronic Payments Association (U.S.)
  • Member, The Canadian IT Law Association (IT.Can)
  • Member, Cyber Security Forum, Information Technology Association of Canada

Key Contact

  • Matthew  Flynn Matthew Flynn, Partner
  • Related Lawyers

Select Experience

Payments Canada, as lead external law firm to transform and modernize Canada's financial clearing, settlements and payments infrastructure
Advise a broad range of Canadian and U.S. based retailers on their e-commerce and online payment systems, including records compliance, financial regulation, and privacy matters
Advise several multi-national technology solutions enterprises concerning their marketing, distribution and sale of integrated IT and e-processing solutions for payment services, including all related software licensing and outsourcing agreements, data distribution agreements with networks, and privacy issues regarding the collection, use and disclosure of personal financial data and transaction information
Advised a Canadian financial institution on the purchase and sale of a card account portfolio
Advised a large Canadian bank on various agreements with service providers offering AML compliance and credit checks
Advised many of the largest B2B e-commerce networks in the world (across several sectors) on financial settlements and membership payment structures
Advised on a mobile wallet development, marketing and customer set-up project
Advised on patent protection for payment technology
Advised one of the world’s largest web search engine providers on Internet advertising issues, laws and regulations
Assistance to a wide range of payment intermediaries, including providing advice on card account processing agreements
Assisted in the development, commercial testing and launch of wireless handheld device payment systems and related SIM Card “real estate” license rights
Numerous electronic payment mandates for one of the world’s largest credit card enterprises, including their related commercial alliances with issuers, gateway intermediaries, and technology vendors to deliver innovative payment solutions
Represented a leading provider of Web services software solutions for the world’s banking, manufacturing, and equipment finance markets, in successfully negotiating a software license with one of the largest, publicly traded, bank-based financial services companies in the U.S

Recent Recognition

IFLR 1000 Finance and Corporate
Winner, Internet & E-commerce Law Firm of the Year - Canada

Insights, News & Events

Blog

Open Banking: What New Consumer-Driven Banking Legislation Means for Fintechs in Canada

May 23, 2024
       

Updates

Digitalization of Payments and Currency

June 15, 2023
       

Blog

Proposed Revisions to Guideline B-10 Would Affect Outsourcing by Financial Institutions to Fintechs

August 08, 2022
       

Related Services

Commercial Transactions
Intellectual Property Law
Structured Finance & Securitizations
Bennett Jones Centennial Footer
Bennett Jones Centennial Footer
About
  • Leadership
  • Diversity
  • Community
  • Innovation
  • Security
Offices
  • Calgary
  • Edmonton
  • Montréal
  • Ottawa
  • Toronto
  • Vancouver
  • New York
Connect
  • Insights
  • News
  • Events
  • Careers
  • Students
  • Alumni
Subscribe

Stay informed on the latest business and legal insights and events.

LinkedIn LinkedIn Twitter Twitter Vimeo Vimeo
© Bennett Jones LLP 2025. All rights reserved.
  • Privacy Policy
  • Disclaimer
  • Terms of Use
Logo Bennett Jones